Many years ago, when we were on deputation, I worked as a manager for a company that sold cellphones. While I was there, the company initiated a 401K savings program for their employees. They brought people in to explain the different options, and told us that the company was going to match part of what we gave so that we …

When our children were all still younger and, in our home, we went on a family vacation to the Outer Banks in North Carolina. My father and mother went with us on this particular vacation. We went in an “off-peak” time, and it was very nice, because we had an entire beach almost to ourselves. We all enjoy swimming, so …